Temporary Car Insurance – Cool Way to Get a Cheaper Quote – 994

More people are buying temporary car insurance  as opposed to a 12 month insurance plan.


It is a symptom of the current economic climate we live in as some people simply do not want to commit themselves to long term and potentially costly insurance terms, especially young people.


The amount quoted for Temporary car insurance  can differ broadly.


The premium you get quoted will very much be influenced by your claims history if you have one, along with other factors such as the car make and model, the number of days you want cover for and your personal details.


 There are many of us who need cover for just a few days while they’re changing cars, or need to borrow a car at short notice.




Failing to plan ahead and leaving buying temp car insurance until the last minute will just cost you more money.  This is because the pressure will be on you to get the insurance and the chances are you’ll just take the first quote that comes along. You should make some enquiries now, when you don’t need it so you have an idea of the costs involved for when you do need it.




You can get temporary cover for a number of days ranging from just one day up to 28 days.  It is an ideal way for a young driver to be able to drive a car legally on a road trip.


Insurance for young driversand teenagers can be very dear, sometimes exceeding the cost of the actual car.  Not many can afford these high premiums as they are still in full time education, or work in low paid jobs.  So in some cases, temporary car insurance can be the only option.


There’s more chance of a young person being able to make the payments on one of these temporary car insurance plans which gives them the mobility they seek.


This means they can get temp car insurance for 3 or 4 weeks at a fraction of the price of an annual policy.




Several insurance companies offer temporary car insurance targeted to people in high risk categories, such as the young or those with poor safety records.


Although it can cost a bit more for this type of insurance, at least it allows the driver to drive their car legally.


One of the factors that has contributed to the rise in insurance premiums for temporary car insurance, is the increase in fraudulent claims.


There is no doubt that if full long term insurance is out of your range, temporary insurance could be the answer.  Not only does it enable you to drive legally, but it helps you build up a better driving history which will reduce your costs in the long term.


To read more tips on why you need temporary car insurance visit our website.  We also have some great temp car insurance resources on our Squidoo Lens.


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